Terms and Conditions

After your initial complimentary consultation, I accept  payment in advance for my services  through my website, Paypal, or electronic payment from the service your bank uses. (ex: Zelle, Popmoney, Venmo)

Note:   I do not  support or endorse the use of credit cards.  

If you are not satisfied with my services, please ask for a refund.  I will return your money to you.